Director of Credit Risk & PNL
Be apart of our Risk Management team. ID revenue opps & risk trends, monitoring portfolio performance, growth opps, & market trends. Develop & implement strategies for credit line increases, decreases, authorizations, collections, fraud, retention, & revenue based products sales.
The Director of Credit Risk & PNL will manage the financial performance of products & strategies within the Risk MGT team. Leveraging KRIs, financial metrics, & P&Ls, this position will manage products & strategies to attain goals. Focus will be on diving deep into the activity of existing customers to analyze & report customer behavior, while simultaneously driving growth as the bank develops & implements new strategies.
Summary of Essential Job Functions
Analyzing & reporting the impact & performance of portfolio strategies.
Oversight of the implementation of new portfolio & strategic MGT tools.
Leading analysis in order to evaluate the risk of new & existing programs.
Overseeing a team of analysts with the responsibility of developing & maintaining reporting to track portfolio & vintage performance & profitability.
Driving incremental growth through the development of new strategies or the optimization of existing strategies in the digital acquisitions space.
Presenting findings to upper management & making recommendations for improvements
Management of cross-department projects & initiatives involving close collaboration with the IT department.
Design & planning of technical solutions for new areas of acquisition & portfolio expansion.
BS Degree in Economics, Finance, Business, Math or related field. MS Preferred.
5+ years analytical experience in Banking, Finance, or Gaming.
Personal Credit Card Experience Preferred
Experience in digital markets & online acquisitions.
Intellectual horsepower with problem solving & analytical skills.
Strong communication skills & political savvy.
Knowledge of financial analysis & profitability drivers.
Self-starter, who can work independently with a high degree of organization on several projects at one time.
Sufficient self-confidence & ability to propose new ideas/solutions.
Ability to quickly assimilate & analyze large amounts of information.
Must be proficient in financial modeling procedures
Strong knowledge of Microsoft tool suite (Excel, Word, PowerPoint, Visio).
5+ years advanced use of at least one of the following: Microsoft Access, SQL Server, Oracle, or SAS Preferred