Be a part of a team comprised of credit risk professionals tasked with the identification of revenue opps & risk trends by monitoring the performance of our existing portfolios, growth opps, & market trends. We develop & implement strategies for credit line increases, authorizations, collections, fraud prevention, retention, & the sale of revenue based products.
The Sr. Credit Risk Analyst will primarily be responsible for driving the Bank’s incremental growth through Digital & Direct Mail Acquisition strategies. This position will focus on evaluating, analyzing, & reporting the impact & performance of digital & direct mail acquisition strategies, as well as conducting analysis to evaluate the risk of new & existing programs.
Essential job responsibilities include developing & maintaining reports to track portfolio & vintage performance & profitability, present findings to upper management & making recommendations for improvements.
The position reports directly to the Assistance Vice President responsible for Acquisition Risk Management.
Summary of Essential Job Functions
Evaluating, analyzing, & reporting the impact & performance of digital & direct mail acquisition strategies.
Leading analysis in order to evaluate the risk of new & existing programs.
Assessing all application underwriting rules & strategies to align for business standards & strategic goals.
Driving incremental growth through the development of new strategies or the optimization of existing strategies in the digital & direct mail acquisitions space.
Presenting findings to upper management & making recommendations for improvements.
Bachelor's Degree in Economics, Finance, Business, Math or related field.
3+ years analytical experience in Banking, Finance, Insurance or Gaming.
3+ years advanced use of at least one of the following: SQL and SAS, R, or Python.
Intellectual horsepower with problem solving & analytical skills.
Must be proficient in data mining & financial modeling procedures.
Self-starter, who can work independently with a high degree of organization on several projects at one time.
Sufficient self-confidence & ability to propose new ideas/solutions.
Ability to quickly assimilate & analyze large amounts of information.
Knowledge of financial analysis & profitability drivers.