Seeking Senior Credit Risk Analysts to join our Risk Analytics team, continuing our accelerated growth, creating a better lending experience for our business customers. The Credit Risk team is responsible for approvals & declines, pricing, portfolio performance, collections, & has direct customer-level PNL responsibility. The team is responsible for driving lending margins by making important business decisions. You will have an unique opportunity to not just develop high impact recommendations, but also help set & drive the agenda for the Credit Risk team.
In this role, you will:
Perform credit analysis to develop recommendations to improve customer onboarding. Perform credit analysis to drive customer management strategies. Develop solid understanding of segmentation valuations to develop optimal policies. Work closely with Data Scientists to leverage new risk models in underwriting. Juggle multiple priorities in a fast-paced environment through effective communication with peers & customers.
You should have:
2+ years of experience in performing credit analysis in consumer or commercial lending businesses Ability to perform analyses with high degree of autonomy & accuracy Strong sense of ownership & business orientation Strong technical skills – SQL &/or other databases, R/Python, Excel modeling/VBA Able to communicate insights clearly & succinctly (written & verbal) Experienced using Tableau or other software for data exploration & visualization is strongly preferred BS / MS in a quantitative discipline (Computer Science, Mathematics, Statistics or Engineering), preferred.